Terms of Service [Last Modified: January 20, 2026]
These Terms of Service ("Terms") govern your use of the CurrencyRateAPI platform and all related services. By accessing or using our services, you agree to be bound by these Terms.
1. Use of Service
You agree to use the service in compliance with all applicable laws and regulations. You must not:
- Misuse the API or service in any way that harms its performance or availability.
- Attempt to reverse-engineer, decompile, or copy the system architecture and logic.
- Violate third-party intellectual property or privacy rights.
- Circumvent usage limits (rate limits), security features, or authentication measures.
- Use any automated means, such as bots, scripts, or viruses, to disrupt the service or gain unauthorized access.
- Perform mass scraping, harvesting, or extraction of data not intended for your specific use.
- Conduct DDoS attacks, unauthorized load testing, or vulnerability scanning.
- Use the API for any illegal purposes, including fraud, money laundering, or violating international sanctions.
We reserve the right to suspend or terminate access immediately if you violate these prohibitions or if we suspect fraudulent activity.
2. API Keys
You are responsible for safeguarding your API key(s). All activity performed using your key will be deemed as authorized by you. Keep it confidential and secure.
3. Subscription Plans and Usage
Your access level is determined by the subscription plan you select. Plans may include:
- Request volume limits
- Access to specific endpoints or features
- Update frequencies
We reserve the right to change pricing or available features at any time with or without notice.
4. Payment and Billing
If you choose a paid plan:
- You agree to pay the applicable fees
- All payments are non-refundable unless otherwise stated
- Failure to pay may result in suspension or termination of access
We use third-party payment processors. By subscribing, you agree to their terms as well.
5. Data Accuracy
CurrencyRateAPI provides exchange rate data on an "as is" basis. While we strive for accuracy, we do not guarantee that the information is always complete, up-to-date, or error-free.
We do not accept liability for any loss, damage, or consequences resulting from reliance on data provided by our service.
6. Limitation of Liability
To the maximum extent permitted by applicable law:
- We are not liable for any indirect, incidental, special, consequential, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses.
- Our total aggregate liability for all claims, damages, or causes of action arising out of or relating to these Terms or the Service shall be limited to the total amount of fees paid by you to us for the Service during the three (3) months immediately preceding the event giving rise to such liability.
- We do not warrant that the service will be uninterrupted, secure, or free of errors. Your use of the service is at your own risk.
7. Indemnity
You agree to indemnify, defend, and hold harmless CurrencyRateAPI, its affiliates, and their respective officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with:
- Your violation of these Terms of Service.
- Your use of the API in violation of any applicable law or regulation.
- Any third-party claims caused by your actions related to the service or the data provided.
8. Intellectual Property
All rights, titles, and interests in and to the platform, including content, code, documentation, and branding, are owned by CurrencyRateAPI or its licensors. Except for the limited license granted herein, no other rights are transferred to you.
9. License and Data Use
Subject to your compliance with these Terms and your chosen subscription plan, we grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and use the API and the data provided solely for your internal business purposes.
- Caching: You are permitted to store and cache the exchange rate data locally for your internal use, including to reduce the number of API calls. Cached data remains subject to the same restrictions as data received directly from the API.
- Prohibited Distribution: You are strictly prohibited from re-distributing, selling, or leasing the "raw" exchange rates to third parties as a standalone product or service. You may not use the data as a basis for a competing API or currency exchange rate service.
- Derived Data: You may use the data to create aggregate metrics, indices, analytics, or other derived data. Publication of such derived data is permitted provided that the original rate series cannot be reconstructed or reverse-engineered to compete directly with our API.
10. Termination
We may terminate or suspend your access without notice if you violate these Terms or if continued use is deemed harmful to the service or other users.
Upon termination, your right to access the platform and use the API will immediately cease.
11. Modifications to the Terms
We may revise these Terms from time to time. If we make changes, we will update the "Effective Date" above. Continued use of the service after the update constitutes your acceptance of the modified Terms.
12. Governing Law
These Terms are governed by and interpreted in accordance with the laws of the applicable jurisdiction. You agree to submit to the exclusive jurisdiction of the competent courts in the event of any dispute.
13. Contact
For questions regarding these Terms, please contact us through the support form on our website.
Privacy Policy [Last Modified: January 20, 2026]
This Privacy Policy explains how CurrencyRateAPI ("we", "our", "the service") collects, uses, and protects your personal information when you use our website, platform, and services. By accessing or using our services, you agree to the terms of this Privacy Policy.
General disclaimers and limitations of liability are contained in our Terms of Service, which are incorporated herein by reference.
1. What Information We May Collect
We may collect certain types of information when you use our services, including:
- API usage data
- IP address, device type, browser type, operating system
- Usage logs and analytics
- Cookies and similar technologies
- Support inquiries or messages
We do not collect sensitive personal data.
2. How and Why We Use Your Data
We process your data to:
- Provide access to our services and API
- Maintain and improve the quality of the platform
- Monitor performance, usage, and abuse
- Provide technical and customer support
- Fulfill legal, regulatory, or contractual obligations
- Communicate updates or changes
We only process data when we have a legal basis to do so, including user consent, contractual necessity, or legitimate interest.
3. Cookies and Tracking
Our website may use cookies and similar technologies for:
- Session management
- User experience customization
- Analytics and performance monitoring
You can disable cookies through your browser settings, but some features of the site may not work properly without them.
4. Data Sharing
We do not sell personal information.
Data may be shared with trusted third-party service providers for purposes such as hosting, payment processing, analytics, or customer support. These providers are required to safeguard your data and only use it for the services we specify.
We may also disclose information when required to do so by law or in connection with legal processes.
5. Data Retention
We retain your information as long as necessary to:
- Provide services
- Comply with legal obligations
- Resolve disputes
- Enforce agreements
Data that is no longer required will be securely deleted or anonymized.
6. Your Rights
You may have rights under applicable data protection laws, including the right to:
- Request access to your data
- Request correction or deletion of your data
- Object to or restrict processing
- Withdraw consent (if applicable)
To exercise any of these rights, please contact us through the platform or support form. We will respond within a reasonable timeframe.
7. International Data Transfers
If data is transferred outside of your region, we ensure that appropriate safeguards are in place to protect your privacy in accordance with applicable laws.
8. Data Security
We take reasonable technical and organizational measures to protect data from unauthorized access, loss, or misuse. However, no method of transmission over the internet is 100% secure.
You are responsible for keeping your credentials secure and not sharing them with third parties.
9. Children’s Privacy
Our services are not directed to individuals under the age of 16. We do not knowingly collect personal data from children. If we become aware that such data has been collected, it will be deleted.
10. Third-Party Links
Our platform may contain links to third-party websites. We are not responsible for their content or privacy practices. Please review their policies separately.
11. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. Continued use of the service after changes constitutes acceptance of the updated policy.
12. Contact
If you have questions about this Privacy Policy, please contact us through the form available on our website. We prefer communication via electronic means.
Cookies Policy [Last Modified: January 20, 2026]
This Cookie Policy explains how CurrencyRateAPI ("we", "us", or "our") uses cookies and similar technologies when you visit our website or interact with our services.
1. What Are Cookies?
Cookies are small text files placed on your device (computer, smartphone, or other) when you visit websites. They are widely used to make websites work more efficiently, as well as to provide information to the owners of the site.
2. Types of Cookies We Use
We use the following types of cookies on CurrencyRateAPI:
- Strictly Necessary Cookies
These cookies are essential for the functioning of our website and cannot be disabled in our systems. They are usually set in response to actions you take, such as logging in or filling out forms.
- Functional Cookies
These cookies allow the website to remember choices you make (such as language or region) and provide enhanced, personalized features.
- Performance & Analytics Cookies
These cookies collect anonymous information about how visitors use our website (e.g. pages visited, time spent on site, etc.) to help us improve its performance and usability.
- Targeting / Advertising Cookies
We do not use cookies for advertising purposes or for third-party ad tracking at this time.
3. Third-Party Cookies
Some third-party services used on our website, such as embedded analytics tools (like Google Analytics), may also place cookies on your device. These services operate under their own privacy policies, which we encourage you to review separately.
4. How to Control Cookies
You can control or disable cookies through your browser settings. Please note that disabling cookies may affect the functionality of certain parts of our website.
Most browsers allow you to:
- View which cookies are stored
- Delete cookies
- Block third-party cookies
- Block all cookies
Instructions for managing cookies can usually be found in your browser’s help section.
5. Do Not Track (DNT) Signals
Our website currently does not respond to Do Not Track signals. You can set this option in your browser, but due to inconsistent industry standards, we are unable to guarantee behavior in response to such signals.
6. Changes to This Cookie Policy
We may update this Cookie Policy from time to time. Any changes will be posted on this page with a revised "Effective Date". We encourage you to review this page periodically.
7. Contact Us
If you have questions about our use of cookies, please contact us through our website.